Plain language, sourced, dated

Renter guides

Is my apartment rent-controlled? Ontario rules for 2026 →

How Ontario rent control works in 2026: the 2.1% guideline, the November 15, 2018 exemption, and how to check your building.

The automatic rent reduction almost no Toronto tenant knows about →

When a building’s property taxes drop by more than 2.49%, Ontario law reduces sitting tenants’ rent automatically. Toronto publishes the eligible addresses every year.

RentSafeTO scores, explained →

What a RentSafeTO evaluation score actually measures, what counts as a good score, and what the City does when a building scores low.

How to read an LTB order →

What the file numbers, application codes (L1, L2, T2, T6, L5) and order types mean in Landlord and Tenant Board orders.

Above-guideline rent increases (AGI): what tenants can do →

How AGIs work in Ontario, what landlords can claim, caps and timelines, and how to respond to an N10 or L5 application.

N12 and N13 notices: landlord’s own use and renovictions →

Your rights when you receive an N12 (landlord’s own use) or N13 (demolition or renovation) notice in Ontario, including Toronto’s renoviction licence.

No heat, no repairs: your options in Toronto →

Toronto’s 21°C heat rule, the new cooling rules, how to use 311 and property standards, and when to file a T6.

What to check before signing a Toronto lease →

A 15-minute due-diligence routine using public records: scores, orders, rent control, hydro, elevators, and the landlord’s record.

Tenant insurance in Toronto: what it covers and what it costs →

Why renters carry tenant insurance, what a policy covers, typical Toronto prices, and when your building’s risk profile matters.

Bed bugs and pests in Toronto apartments: who is responsible →

Landlord and tenant responsibilities for bed bugs, cockroaches and mice in Ontario, and how to escalate through the City and the LTB.