Plain language, sourced, dated

Renter guides

Is my apartment rent-controlled? Ontario rules for 2026

How Ontario rent control works in 2026: the 2.1% guideline, the November 15, 2018 exemption, and how to check your building.

The automatic rent reduction almost no Toronto tenant knows about

When a building’s property taxes drop by more than 2.49%, Ontario law reduces sitting tenants’ rent automatically. Toronto publishes the eligible addresses every year.

RentSafeTO scores, explained

What a RentSafeTO evaluation score actually measures, what counts as a good score, and what the City does when a building scores low.

How to read an LTB order

What the file numbers, application codes (L1, L2, T2, T6, L5) and order types mean in Landlord and Tenant Board orders.

Above-guideline rent increases (AGI): what tenants can do

How AGIs work in Ontario, what landlords can claim, caps and timelines, and how to respond to an N10 or L5 application.

N12 and N13 notices: landlord’s own use and renovictions

Your rights when you receive an N12 (landlord’s own use) or N13 (demolition or renovation) notice in Ontario, including Toronto’s renoviction licence.

No heat, no repairs: your options in Toronto

Toronto’s 21°C heat rule, the new cooling rules, how to use 311 and property standards, and when to file a T6.

What to check before signing a Toronto lease

A 15-minute due-diligence routine using public records: scores, orders, rent control, hydro, elevators, and the landlord’s record.

Tenant insurance in Toronto: what it covers and what it costs

Why renters carry tenant insurance, what a policy covers, typical Toronto prices, and when your building’s risk profile matters.

Bed bugs and pests in Toronto apartments: who is responsible

Landlord and tenant responsibilities for bed bugs, cockroaches and mice in Ontario, and how to escalate through the City and the LTB.